HDFC Personal Loan EMI Calculator
Calculating your Equated Monthly Installment (EMI) for an HDFC Personal Loan is crucial to manage your finances effectively. Our calculator simplifies this process, helping you make informed decisions.
- Enter the loan amount, interest rate, and tenure.
- Click ‘Calculate EMI’.
- View your EMI and other details below.
The EMI formula is: EMI = [P * r * (1 + r)^n] / [(1 + r)^n – 1], where P is the principal loan amount, r is the monthly interest rate, and n is the number of months.
| Loan Amount (₹) | Interest Rate (%) |
|---|---|
| 10,000 – 50,000 | 10.25 |
| 50,001 – 100,000 | 10.75 |
| 100,001 – 500,000 | 11.25 |
| 500,001 – 750,000 | 11.75 |
| 750,001 and above | 12.25 |
| Loan Amount (₹) | Processing Fee (%) |
|---|---|
| Up to 50,000 | 1.00 |
| 50,001 – 100,000 | 0.50 |
| 100,001 and above | 0.25 |
- Use our HDFC Personal Loan Calculator to check eligibility and get personalized offers.
- Consider HDFC’s EMI Calculator to understand your repayment schedule.
What is the minimum and maximum loan amount for HDFC Personal Loan?
The minimum loan amount is ₹10,000, and the maximum is ₹20 lakhs.
What is the maximum loan tenure for HDFC Personal Loan?
The maximum loan tenure is 20 years.